決済処理
PayPal と Stripe の1件あたり手数料、入金額、実効料率、月間差額を比較します。
ルール更新日
2026-07-09
アクセス確認: 2026-07-09
初期値は編集可能な仮定です。国、決済方法、契約料率に合わせて調整してください。
Per-transaction fee = transaction amount × percentage rate + fixed fee.
Monthly fees = unrounded per-transaction fee × monthly transaction count. Displayed values are rounded to cents.
Monthly difference is the absolute gap between PayPal and Stripe monthly fees.
PayPal and Stripe both have multiple transaction types, international cards, currency conversion, disputes, refunds, and offline rates. This tool compares editable base rates only.
Small orders are more exposed to fixed fees. Review effective rate rather than percentage rate alone.
The default models a common US PayPal Checkout commercial transaction assumption of 3.49% plus $0.49, but PayPal has many payment-type rates.
The default models a common US domestic online card assumption of 2.9% plus $0.30. International, invoicing, and other products can differ.
Not necessarily. Conversion rate, buyer trust, payout timing, disputes, subscriptions, tax tooling, and platform integrations can matter more than the raw fee difference.
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