Zahlungsabwicklung
Vergleichen Sie PayPal und Stripe anhand von Gebühr pro Transaktion, Nettoerlös, effektivem Satz und monatlicher Differenz.
Regeln aktualisiert
2026-07-09
Zugriff geprüft: 2026-07-09
Passen Sie die Annahmen an Land, Zahlungsart und Vertragskonditionen an.
Per-transaction fee = transaction amount × percentage rate + fixed fee.
Monthly fees = unrounded per-transaction fee × monthly transaction count. Displayed values are rounded to cents.
Monthly difference is the absolute gap between PayPal and Stripe monthly fees.
PayPal and Stripe both have multiple transaction types, international cards, currency conversion, disputes, refunds, and offline rates. This tool compares editable base rates only.
Small orders are more exposed to fixed fees. Review effective rate rather than percentage rate alone.
The default models a common US PayPal Checkout commercial transaction assumption of 3.49% plus $0.49, but PayPal has many payment-type rates.
The default models a common US domestic online card assumption of 2.9% plus $0.30. International, invoicing, and other products can differ.
Not necessarily. Conversion rate, buyer trust, payout timing, disputes, subscriptions, tax tooling, and platform integrations can matter more than the raw fee difference.
Dieses Tool dient nur der Geschäftsplanung und Schulung. Es ist keine Finanz-, Steuer-, Rechts- oder Plattform-Compliance-Beratung.