Traitement des paiements
Comparez PayPal et Stripe en estimant les frais par transaction, le net reçu, le taux effectif et l'écart mensuel.
Règles mises à jour
2026-07-09
Accès vérifié: 2026-07-09
Les valeurs par défaut sont modifiables. Ajustez-les selon votre pays, moyen de paiement et contrat.
Per-transaction fee = transaction amount × percentage rate + fixed fee.
Monthly fees = unrounded per-transaction fee × monthly transaction count. Displayed values are rounded to cents.
Monthly difference is the absolute gap between PayPal and Stripe monthly fees.
PayPal and Stripe both have multiple transaction types, international cards, currency conversion, disputes, refunds, and offline rates. This tool compares editable base rates only.
Small orders are more exposed to fixed fees. Review effective rate rather than percentage rate alone.
The default models a common US PayPal Checkout commercial transaction assumption of 3.49% plus $0.49, but PayPal has many payment-type rates.
The default models a common US domestic online card assumption of 2.9% plus $0.30. International, invoicing, and other products can differ.
Not necessarily. Conversion rate, buyer trust, payout timing, disputes, subscriptions, tax tooling, and platform integrations can matter more than the raw fee difference.
Cet outil sert uniquement à la planification commerciale et à l'apprentissage. Il ne constitue pas un conseil financier, fiscal, juridique ou de conformité plateforme.