결제 처리
PayPal과 Stripe의 거래당 수수료, 입금액, 유효 수수료율, 월 차이를 비교합니다.
규칙 업데이트
2026-07-09
접속 확인: 2026-07-09
국가, 결제 방식, 계약 요율에 맞게 기본 가정을 조정하세요.
Per-transaction fee = transaction amount × percentage rate + fixed fee.
Monthly fees = unrounded per-transaction fee × monthly transaction count. Displayed values are rounded to cents.
Monthly difference is the absolute gap between PayPal and Stripe monthly fees.
PayPal and Stripe both have multiple transaction types, international cards, currency conversion, disputes, refunds, and offline rates. This tool compares editable base rates only.
Small orders are more exposed to fixed fees. Review effective rate rather than percentage rate alone.
The default models a common US PayPal Checkout commercial transaction assumption of 3.49% plus $0.49, but PayPal has many payment-type rates.
The default models a common US domestic online card assumption of 2.9% plus $0.30. International, invoicing, and other products can differ.
Not necessarily. Conversion rate, buyer trust, payout timing, disputes, subscriptions, tax tooling, and platform integrations can matter more than the raw fee difference.
이 도구는 사업 계획과 학습용입니다. 재무, 세무, 법률, 회계 또는 플랫폼 준수 조언이 아닙니다.